Members enter a legally-binding covenant to execute a prenup that modifies the family law rules where they reside, and that ensures a member's wealth cannot be redistributed without the member's consent

Members design their own set of personalized and fair possible relationship outcomes instead

Cohabitation agreements become a legal requirement for living together

Prenuptial agreements become a legal requirement for getting married

Premarital assets are fully protected up to USD$50M

Post-marital appreciation on premarital assets can be fully protected

Post-separation/divorce income can be fully protected up to USD$1M/month (pre-negotiate whether or not you consent to paying spousal support, how much, for how long, and under what circumstances)

Financial gifts (ex. down payments) are fully segregated and protected

Future inheritance funds are fully segregated and protected

PARTNER DOESN’T WANT TO SIGN A PRENUP? 

No problem, your membership protects you in several ways and gives you lots of great options.

OPTION 1

YOU CAN TERMINATE YOUR MEMBERSHIP… BUT THERE’S A CATCH THAT PROTECTS YOU  

If you cared enough about protecting your future to become a member in the first place, the Society’s assumption is any decision to terminate your membership may be coming from external pressure (duress).  To protect you against this possibility, the Society requires you to submit a membership termination letter signed by you and your partner verifying that you have jointly concluded a prenup is not only unnecessary to protect either of you, but it’s also unnecessary to protect your future heirs whose financial interests you promised to protect (ex. funding for nieces/nephews education in your estate planning).

HERE’S THE CATCH…

You must both have had independent legal advice, and both your lawyers need to sign your membership termination request.

AND one of each of your parents needs to co-sign the request as well.

Once you have that letter signed by both of your lawyers and one of each of your parents*, send us a copy, and the Society will process your membership termination request.

PROFESSIONAL ACCOUNTABILITY

Be forewarned, we’ve found it’s pretty hard to find a lawyer who will endorse the idea that having no prenup poses no financial risks to your intended heirs.  Usually the process of engaging a lawyer to review and consider why a prenup may be 'unnecessary' costs at least as much as just getting a prenup in the first place.  And that’s exactly the point.

FAMILY ACCOUNTABILITY

To state the obvious, the process of asking one’s future in-laws to sign a letter that takes financial protection away from their grandchildren tends to go over poorly.  And that’s exactly the point.

If someone would ask you to sacrifice the financial interests of your family members for their financial benefit even if the relationship doesn’t work out, its important to ask yourself how this person might behave during a marriage, or after.  This termination requirement exists because it is character-revealing for a prospective spouse to challenge the financial interests of your intended heirs.  It is also exceedingly rare.

If your partner, their lawyer, and their parents won’t co-sign your termination letter, no problem.  The Society assumes you may be under duress from your partner to proceed on marriage without a prenup. In this case, you can still send us a termination notice yourself, but instead of terminating your membership, the Society will recognize your membership as continuing to exist in a suspended state.  At the Society's sole discretion, your membership privileges may be restored with retroactive effect at any time simply by getting current with any membership dues that may be past due and/or relevant administrative fees.

A DASH OF PROFESSIONAL ACCOUNTABILITY + A DOSE OF FAMILY ACCOUNTABILITY = ILLUMINATION OF CHARACTER & INTENTIONS

*If parents are not alive or available, alternate blood relatives may be substituted to endorse your membership termination request

OPTION 2

USE OUR COLLATERAL TRUSTEE… BUT THERE’S A CATCH THAT PROTECTS YOU

If your partner refuses to get a prenup and refuses to sign your Membership Termination Request, you may have bigger concerns to consider, but you can still use one of our Collateral Trustees protect your pre-marital assets.  This is not a requirement.  It is purely optional on your part, but it is a resource that is available to you as a member.  Administrative fees apply.

In a nutshell, the Society provides you with a legal instrument that enables our Collateral Trustee (aka collateral agent/security trustee) in your jurisdiction to take collateral over your premarital assets so they cannot be redistributed by family law courts if a relationship ends.

HERE’S THE CATCH…

The Collateral Trustees the Society endorses won’t release the collateral they are holding until and unless you protect yourself and your heirs by entering a prenup or a post-nup. 

Keep in mind this solution only works if you engage the Collateral Trustee before you get married.

OPTION 3

WING IT WITHOUT A PRENUP… BUT THERE’S A CATCH THAT PROTECTS YOU

Prefer to wing it without a prenup and hope the best?  Though this is not recommended, the Society has proactively planned for how to protect you and your heirs under this scenario.

HERE’S THE CATCH…

Getting married without a prenup automatically triggers a default interest-bearing penalty of anywhere between $500K and $50M (depending on your membership level).  The penalty is designed to capture the lifetime financial exposure you would have introduced to yourself and your heirs if the marriage doesn’t work out.  Don’t worry, the Society will not collect on the penalty (or the interest) and it will not appear on your credit rating, BUT we hold the collection rights in trust for your benefit. 

Make no mistake, this penalty is a real debt that can only be reversed by entering a prenup or a post-nup. 

If you find yourself in this predicament and you were a Society member before you got married, this penalty may introduce any of a spectrum of protective elements and rights that may be of benefit to you in a divorce scenario. 

Which of these may apply to your unique situation will depend on the family law rules that apply in your jurisdiction.  If this scenario occurs, have your lawyer get in touch with one of the Society’s senior advisors for a consultation.  Administrative fees apply. 

In some jurisdictions, your intended heirs may also be able assert claims that may improve your outcome in divorce proceedings.

However, rather than relying on the possibility this penalty clause may improve your position in a divorce, the Society strongly recommends you simply enter a prenup.  There is no better protection available.